Mandatory helmet and liability insurance for bicycle and e-scooter users?

The topic of mandatory helmets and liability insurance for bicycles and e-scooters is heating up public opinion. Supporters argue that since cars require seatbelts and insurance, similar rules should apply to other road users as well. Critics, however, warn against bureaucratic absurdities and yet another tax disguised as safety. The fact is that the number of accidents involving e-scooters is rising, and statistics on head injuries are alarming. On the other hand, some suggest that the whole debate is driven by the insurance lobby, eager for millions of new clients. Will such obligations actually improve safety, or rather restrict freedom and mobility? Cast your vote in the poll and see what others think.